Privacy Policy

The privacy of your personal information is important to QuoteJuice, Inc. (hereafter referred to as “QuoteJuice”). To better protect your privacy, we provide you with our Privacy Policy so that you will understand our commitment to you and to your privacy.

Use and disclosure of health information includes using the information to provide treatment to the individual, to make payments for such treatment, and to conduct ongoing quality improvement activities. Our use and disclosure of an individual’s personal information (including health information) is limited as required by state and federal law. We do not sell or rent personal information about visitors to this site or customers who use the site.

This Web site has security measures in place to help protect against the loss, misuse, or alteration of information under our control. These measures include encryption of data using the Secure Socket Layer (SSL) system, and using a secured messaging service when we send you personal information electronically. Despite these measures, the confidentiality of any communication or material transmitted to or from us via this site by Internet or e-mail cannot be guaranteed. At your discretion, you may contact us at the mailing address or telephone number listed in the “Questions, complaints, and contacts” section at the end of this Privacy Statement.

As our privacy policy changes in significant ways, we will make every effort to notify you of the changes. Minor changes to the policy may occur that will not affect our use of individually identifiable or personal health information. When the privacy policy changes in a way that significantly affects the way we handle personal information, we will not use the information we have previously gathered without providing notice or obtaining your consent when appropriate. We will post privacy policy changes on our Web sites in a timely manner.

The following articles make up our Privacy Policy. We hope that reading them gives you a clear idea of how we manage information regarding you.

When we refer to ourselves as “we” or “QuoteJuice,” we mean our entire company, including any company that we control (for example, a subsidiary that we own). We may share information among companies that we own or control, and we may share information with our co-promotion partners, and companies working with QuoteJuice but all information we share will always be protected under the terms of this Privacy Policy.

Revisions to the Privacy Statement

We may revise this Privacy Statement from time to time as we add new features or as laws change that may affect our services. If we make material changes to our Privacy Statement, we will post notice of this on our Web site. Any revised Privacy Statement will apply both to information we already have about you at the time of the change, and any personal information created or received after the change takes effect. We include a version number on this Privacy Statement consisting of the date (year, month, and day) it was last revised. We encourage you to periodically reread this Privacy Statement, to see if there have been any changes to our policies that may affect you.

Web site visitor data

QuoteJuice routinely gathers data on Web site activity, such as how many people visit the site, the pages they visit, where they come from, how long they stay on the site, etc. The data is collected on an aggregate, anonymous basis, which means that no personally identifiable information is associated with the data. This data helps us improve site content and overall usage. The information is not shared with other organizations for their independent use.

Collecting and using personal information

Except as disclosed in this Privacy Statement, we do not collect any identifiable information about visitors to this site or our customers who use this site. The policies, sources, and uses of information are outlined below:

Web logs.

We maintain standard Web logs that record data about all visitors and customers who use this site and we store this information for a while. These logs may contain the Internet domain from which you access the site (such as aol.com, abc.org, etc.); the IP address which is automatically assigned to your computer when you get on the Internet (a static IP address may be identifiable as being connected to you, while a dynamic address is usually not identifiable); the type of browser and operating system you use; the date and time you visited the site; the pages you viewed on the site; the address of the Web site you linked from, if any. If you sign on to this Web site to use its secured features, our Web logs will also contain an individual identifier and show the services you have accessed.

All Web logs are stored securely, and may only be accessed by QuoteJuice employees or designees on a need-to-know basis for a specific purpose. QuoteJuice uses Web log information to help us design our site, to identify popular features, to resolve user, hardware, and software problems, and to make the site more useful to visitors.

Internet cookies.

We may place Internet “cookies” on the computer hard drives of visitors to this QuoteJuice Web site. Information we obtain from cookies helps us to tailor our site to be more helpful and efficient for our visitors. The cookie consists of a unique identifier that does not contain information about you or your health history. We use two types of cookies, “session” cookies and “persistent” cookies.

A session cookie is temporary, and expires after you end a session and close your Web browser. We use session cookies to help customize your experience on our site, maintain your signed-on status as you navigate through our features, and to track your “click path” through our Web pages.

Persistent cookies remain on your hard drive after you’ve exited from our site, and we use them for several reasons. For instance, when you give us permission to “remember” a feature about you when asked by the Web site, we place a persistent cookie on your hard drive so that the next time you visit us, we won’t have to ask you that information again. If you’ve given us permission to e-mail you with information about your QuoteJuice benefits, or for other reasons, we may place a persistent cookie on your hard drive that will let us know when you come back to visit our site. We sometimes use this type of persistent cookie with a “Web beacon” (see below). Persistent cookies will not contain any personal information about you.

You may have software on your computer that will allow you to decline or deactivate Internet cookies, but if you do so, some features of this site may not work properly for you. For instructions on how to remove cookies from your hard drive, go to your browser’s Web site for detailed instructions. In addition, further information regarding cookies may be available on other Web sites or from your Internet service provider. Netscape and Internet Explorer are two common browsers.

Web beacons.

We may also occasionally use “Web beacons” (also known as “clear gifs,” “Web bugs,” “1-pixel gifs,” etc.) that allow us to collect non-personal information about your response to our e-mail communications, and for other purposes. Web beacons are tiny images, placed on a Web page or e-mail, that can tell us if you’ve gone to a particular area on our Web site. For example, if you’ve given us permission to send you e-mails, we may send you an e-mail urging you to use a certain feature on our Web site. If you do respond to that e-mail and use that feature, the Web beacon will tell us that our e-mail communication with you has been successful. We do not collect any personal health information with a Web beacon, and do not link Web beacons with any other personal health information you’ve given us.

Since Web beacons are used in conjunction with persistent cookies (described above), if you set your browser to decline or deactivate cookies, Web beacons cannot function.

E-mails.

QuoteJuice uses a third-party vendor to help us manage some of our e-mail communications with you. While we do supply this vendor with e-mail addresses of those we wish them to contact, your e-mail address is never used for any purpose other than to communicate with you on our behalf. When you click on a link in an e-mail, you may temporarily be redirected through one of the vendor’s servers (although this process will be invisible to you) which will register that you’ve clicked on that link, and have visited our Web site. QuoteJuice never shares any information, other than your e-mail address, with our third-party e-mail vendor, which does not share these e-mail addresses with anyone else.

Even if you have given us permission to send e-mails to you, you may revoke that permission at any time by following the “unsubscribe” information at the bottom of the e-mail.

Evaluation and research.

We will periodically ask users to complete surveys asking about their experiences with features of the Web site. Our surveys ask visitors for demographic information such as age, gender, and education, but will not request that users provide specific information about any medical condition. We use survey information for research and quality improvement purposes, including helping QuoteJuice to improve information and services offered through the Web site. In addition, users giving feedback may be individually contacted for follow-up due to concerns raised during the course of such evaluation. Demographic information and Web log data may be stored for future research and evaluation.

Quoting, Communication and Customer Service.

QuoteJuice and any third party working with us may use the information you provide to us to obtain product quotations from various vendors (typically insurance companies), to assist you with product selection, to communicate with you, and/or to perform various customer service functions. By supplying us with this information you are authorizing us to communicate with you via e-mail, mail, telephone or other similar means regarding products or services that may interest you.

Messages and transactions.

Comments or questions sent to us using e-mail or secure messaging forms will be shared with QuoteJuice staff that are most able to address your concerns. We will archive your messages once we have made our best effort to provide you with a complete and satisfactory response. When you use a service on the secure section of this Web site to interact directly with QuoteJuice staff, some information you provide may be documented.

Data integrity and correction.

Requests to view and correct personal information from this Web site may be submitted using the contact information in the “Questions, complaints, and contacts” section below.

Children.

We are committed to protecting the privacy of children. We do not collect personally identifiable information from any person we actually know is a child under the age of 13. See also our Terms of Use for more information.

Disclosures.

We may disclose personal information to any person performing audit, legal, operational, or other services for us. We will use information which does not identify the individual for these activities whenever feasible. Information disclosed to vendors or contractors for operational purposes may not be re-disclosed to others by such a vendor or contractor.

We may disclose personal information when required to do so by a subpoena, court order, or search warrant. We may disclose personal information as we deem it appropriate to protect the safety of an individual or for an investigation related to public safety or to report an activity that appears to be in violation of law. We may disclose personal information to protect the security and reliability of this site and to take precautions against liability.

Opt out.

If a user makes a request to receive information in an ongoing manner through this Web site by providing their e-mail address (for example, requesting a subscription to one of our online publications), a user may make a request to discontinue future mailings. Similarly, if you receive information about a QuoteJuice service through e-mail, you may make a request to discontinue receiving similar messages in the future. All such materials sent to you by e-mail will contain information about how to opt out.

Also, if as a member you register to use protected features on our Web site, you may be given an opportunity to receive e-mails about different types of QuoteJuice products, services, announcements, and updates. You may change your preferences by updating your user profile.

Your California Privacy Rights.

Under California law, California residents who have an established business relationship with QuoteJuice, may choose to opt out of QuoteJuice disclosing personal information about them to third parties for marketing purposes.
For purposes of this opt-out option:

• “QuoteJuice” means QuoteJuice and the QuoteJuice Web sites, and
• “Third Party” means a business that is outside the QuoteJuice family.

If you choose to opt out, QuoteJuice will not disclose your personal information to a Third Party for marketing purposes. As a result, you will not receive direct mail, telephone or e-mail solicitations for products or services from a business outside the QuoteJuice family or quotejuice.com.

To opt out, please do the following:

• Contact QuoteJuice at 1-770-300-0001 (M-F, 9:00 a.m.-5:00 p.m. EST)
• Tell the telephone representative that you would like to opt out of QuoteJuice sharing your information with a third party AND that you would like to opt out of receiving direct mail, telephone and e-mail solicitations from QuoteJuice.

Your opt out request will be processed within 30 days of the date it was received. Once you have opted out, you do not need to do so again.

Questions, complaints, and contacts.

If you have questions about QuoteJuice, our Web sites, services, Terms of Use agreement, or Privacy Policy or if you would like to correct, add, update, delete, or otherwise modify any information we may have on file for you, you may contact us at:

QuoteJuice, Inc.
4725 Peachtree Corners Circle
Suite 155
Norcross, GA 30092
1-770-300-0001

Last updated: July 8, 2009